FTMO vs Funding Pips
Compare FTMO vs Funding Pips: evaluation targets (8% vs 10%), balance-based daily loss rules, payout frequency, and challenge fees with verified evidence.
Funding Pips provides significantly lower entry prices ($32 for 5k vs FTMO €155 minimum) with lower phase targets (8%/5%), while FTMO offers superior operational longevity, DXtrade/cTrader options, and higher institutional trust.
| Rule Parameter |  |  |
|---|---|---|
Prop Firm | FTMO | Funding Pips |
Account | $100,000 FTMO Challenge | $100,000 2-Step Evaluation |
Capital | $100,000 | $100,000 |
Price | $540 | $399 |
Fee | Refundable | Refundable |
Target P1 | 10% | 8% |
Target P2 | 5% | 5% |
Daily loss | 5% | 5% |
Method | equity based | equity based |
Max loss | 10% | 10% |
Drawdown | static | trailing balance |
Min days | 4 | 0 |
Split | 80% → 90% | 80% |
Payout | Bi-weekly (14 days) | Every 5 trading days |
News | Allowed | Allowed |
Weekend | No | Allowed |
EA / Bot | Allowed | Allowed |
Inactivity | 30d | 30d |
Leverage | 1:100 | 1:100 |
Platforms | MetaTrader 4, MetaTrader 5, cTrader, DXtrade | TradeLocker, cTrader, Match-Trader |
Last verified | 2026-08-25 | 2026-08-20 |
Evidence | 10 rules cited | 10 rules cited |
FTMO
FTMO
Funding Pips
Funding Pips
FTMO
$100,000 FTMO Challenge
Funding Pips
$100,000 2-Step Evaluation
FTMO
$100,000
Funding Pips
$100,000
FTMO
$540
Funding Pips
$399
FTMO
Refundable
Funding Pips
Refundable
FTMO
10%
Funding Pips
8%
FTMO
5%
Funding Pips
5%
FTMO
5%
Funding Pips
5%
FTMO
equity based
Funding Pips
equity based
FTMO
10%
Funding Pips
10%
FTMO
static
Funding Pips
trailing balance
FTMO
4
Funding Pips
0
FTMO
80% → 90%
Funding Pips
80%
FTMO
Bi-weekly (14 days)
Funding Pips
Every 5 trading days
FTMO
Allowed
Funding Pips
Allowed
FTMO
No
Funding Pips
Allowed
FTMO
Allowed
Funding Pips
Allowed
FTMO
30d
Funding Pips
30d
FTMO
1:100
Funding Pips
1:100
FTMO
MetaTrader 4, MetaTrader 5, cTrader, DXtrade
Funding Pips
TradeLocker, cTrader, Match-Trader
FTMO
2026-08-25
Funding Pips
2026-08-20
FTMO
10 rules cited
Funding Pips
10 rules cited
Frequently Asked Questions: FTMO vs Funding Pips
What is the main difference between FTMO and Funding Pips?
Funding Pips provides significantly lower entry prices ($32 for 5k vs FTMO €155 minimum) with lower phase targets (8%/5%), while FTMO offers superior operational longevity, DXtrade/cTrader options, and higher institutional trust.
Phase 1 Profit Target difference between FTMO and Funding Pips
Funding Pips requires an 8% Phase 1 profit target, whereas FTMO mandates a 10% profit target on standard challenges.
Pricing & Entry Fees difference between FTMO and Funding Pips
Funding Pips accounts are priced among the most affordable in the industry ($399 for $100k), whereas FTMO $100k costs approximately €540 ($580).
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