Topstep Rules, Drawdown & Payouts
Data DocumentedACTIVE OPERATIONALTrustScore 98/100Official Rule Verification, Multi-Model Risk Simulator & Neutral Decision Engine. Transparent corporate operating structure, verified daily loss limits, and audited payout policies.
Registered: 130 S Jefferson St, Suite 400, Chicago, IL 60661, USA
Scope: Futures evaluation, Trading Combine, Express Funded Accounts, and live market clearing.
Registered: Business Bay, Dubai, UAE
Scope: Platform connectivity, server execution and risk surveillance.
Model Architecture & Selection Engine
Select an official category to inspect dynamically filtered models, exact rules, and live mathematical limits.
Complete Rules & Verified Parameters: Trading Combine 50K
Official contract parameters for Topstep ($50,000 account tier). Verified against official documentation.
| Rule Parameter | Verified Value | Phase 1 | Phase 2 | Funded Account | Official Source |
|---|---|---|---|---|---|
| A. Capital & Account Sizing | |||||
Account Sizing & Starting Balance Baseline simulated capital tier for Topstep Trading Combine 50K. All drawdown floors and targets scale from this value. | $50,000 | $50,000 | $50,000 | $50,000 | Topstep Account Specifications |
| B. Profit Targets | |||||
Phase 1 Profit Target Reach a net closed simulated profit of 6% to pass Phase 1 of Topstep. | +6% ($3,000) | +6% | +5% | No Target (Keep Profits) | Topstep Official Trading Objectives & Contract Terms |
| C. Drawdown & Loss Boundaries | |||||
Daily Loss Limit $1,000 daily loss limit on 50K combine | 2% ($1,000) | -2% ($1,000) | -2% ($1,000) | -2% ($1,000) | Topstep Official Trading Objectives & Contract Terms |
Maximum Overall Drawdown $2,000 trailing maximum loss limit that trails intraday peak equity | 4% ($2,000) · Trailing Drawdown | -4% | -4% | -4% | Topstep Official Trading Objectives & Contract Terms |
| D. News & Time-Based Rules | |||||
News Trading Policy Futures news trading allowed | Allowed | Allowed | Allowed | Allowed per Policy | Topstep News Policy Documentation |
Weekend & Overnight Holding Weekend holding rules for Topstep. | Permitted on Swing Accounts | Allowed | Allowed | Permitted | Topstep Official Trading Objectives & Contract Terms |
| E. Execution & Platform Rules | |||||
Expert Advisors (EA) & Algorithmic Trading Algorithmic execution and EAs permitted on Topstep. | Fully Allowed (No Latency Arbitrage) | Allowed | Allowed | Allowed | Topstep Official Trading Objectives & Contract Terms |
| F. Payouts & Profit Split | |||||
Trader Profit Split & Frequency Verified reward disbursement terms for Topstep funded accounts. | 90% to 100% | Evaluation (Virtual) | Evaluation (Virtual) | 90% Performance Reward | Topstep Payout & Reward Policy |
Pricing, Promos & Fee Refund Terms
Verified account fees for Topstep. No hidden upsells or unannounced platform surcharges.
60% off monthly combine subscription on 50K and 100K accounts
Watchouts, Restrictions & Rule Clarifications
Objective operational traps and critical conditions that cause unexpected rule breaches or profit deductions.
Trust & Verification Framework
Our strict 7-tier epistemic verification hierarchy. We never present an allegation, estimate, or review as an official rule.
130 S Jefferson St, Suite 400, Chicago, IL 60661, USA. Futures evaluation, Trading Combine, Express Funded Accounts, and live market clearing..
All trading terms and loss limits verified directly against active terms and client contracts at https://topstep.com.
Source Available
Confirmed directly from active official Topstep documentation, terms of service, or checkout contracts.
Official but Ambiguous
Stated in official documentation but lacks complete technical definitions or contradicts other marketing materials.
Historical / Grandfathered
Officially enacted in a prior version. Retained exclusively for accounts purchased before a documented cutoff date.
Conflicting Sources
Two or more official Topstep channels (e.g. Website vs Discord vs FAQ) provide differing rules or metrics.
Third-Party Report
Information compiled from analytical prop directories, partner brokers, or payment processors.
Community-Reported
Direct experiences reported by verified traders in Trustpilot reviews, Discord channels, or Reddit.
Unverified Claim
Allegations or rumors that lack corroborating documentation. Never presented as fact.
Community Reports & Trader Feedback
Audited community reports, payout records, and rule dispute cases categorized by operational topic.
Review Policy: Community feedback, verified Trustpilot submissions, and public trader forum records are monitored. Individual trader experiences do not override contractual rule limits. For binding terms, refer to the verified Rule Table above.
"Topstep is the only futures firm where you keep 100% of your first $10,000 in payouts. Daily withdrawals make it an unmatched experience."
Rule Change History & Verification Audit Trail
Chronological audit of official policy updates, drawdown formula revisions, and product retirement cutoffs.
Daily Payouts on Express Funded Accounts
Bi-weekly payout schedule
Daily payout requests after 5 winning days of $200+
All Topstep Account Tier Specifications (2)
Frequently Asked Questions: Topstep Trading Rules
What are Topstep's daily drawdown and maximum loss rules?
Topstep (The #1 institutional futures funding platform with 100% of first $10K payout kept by trader.) enforces a 2% daily loss limit (balance based) and a 3% maximum total drawdown (end of day) on its primary $100,000 Futures Combine account, with a Phase 1 profit target of 6%.
What is the maximum lot size and consistency rule at Topstep?
At Topstep, the consistency rule on the $100,000 Futures Combine tier is: No consistency rule. Maximum position sizing and lot capacity are governed by 1:20 Futures margin leverage and margin utilization limits across Tradovate, NinjaTrader, TradingView.
Does Topstep allow news trading, weekend holding, and EAs?
For Topstep's $100,000 Futures Combine program: News trading is Allowed (Futures news trading allowed). Weekend holding is restricted, overnight holding is restricted, and automated Expert Advisors (EAs) are permitted.
What is Topstep's profit split and payout frequency?
Topstep offers a base profit split of 90% (scalable up to 100% with add-ons or scaling). Payout frequency is Daily On-Demand (after 5 winning days) (5 days with at least $200 profit each), with a minimum of 2 trading days during evaluation.