KYC, Scaling & SIM vs LIVE
Why KYC after a big win blocks payouts — and why “funded” often means simulated.
KYC is after you pass, before first payout. Mismatched ID, VPN IP in restricted country, or payout to third party = denial. Most FX funded accounts are simulated (FTMO: “demo accounts with fictitious funds”). Payouts are contractual rewards, not broker profits. Scaling plans double allocation on 10% milestones.
Applies to 2 firms • Payout Rules
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Why this rule exists
KYC is after you pass, before first payout. Mismatched ID, VPN IP in restricted country, or payout to third party = denial. Most FX funded accounts are simulated (FTMO: “demo accounts with fictitious funds”). Payouts are contractual rewards, not broker profits. Scaling plans double allocation on 10% milestones.
How traders get caught
Payout rules hide behind headline splits. Minimum profit, winning-day counts, consistency caps, safety buffers, and KYC must all clear — fail one and the payout button stays hidden with no explanation.
How to stay safe
Track winning days, best-day %, buffer distance, and KYC status in one checklist before requesting. Keep trading normally while the request queues.
The Formula
How it is calculated
Real Dollar Example
You pass, submit KYC with different address, request $5K payout from UAE while IP shows US VPN → payout denied for country mismatch.
Common Traps & Mistakes
Using VPN to buy challenge from restricted country (US on MT5).
Assuming funded profits are segregated broker funds — they are unsecured claims.
Firms using this rule
All 41 guides
Try it live
Simulate this rule interactively with your starting capital and drawdown constraints using our real mathematical risk engine.
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