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Payout Rules • Visual Master Guide

First Payout Timeline

First payout unlocks after active funded days plus a processing window — not the day you turn profitable.

Most firms require a minimum count of active funded days with real positions opened, commonly three to five, before the payout button appears. Then a processing window of one to five business days follows, plus KYC if not yet cleared. Bi-weekly payout rails mean a request on the wrong day waits for the next cycle. On-demand first payouts still need the day count and consistency gates. Plan cash flow in weeks, not days, and keep trading normally while the request queues.

5 min • Interactive Live visual Test in Simulator
Verified vs official FAQ & Terms

Applies to 3 firms • Payout Rules • FUNDED + PAYOUT

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Deep Dive

Why this rule exists

Most firms require a minimum count of active funded days with real positions opened, commonly three to five, before the payout button appears. Then a processing window of one to five business days follows, plus KYC if not yet cleared. Bi-weekly payout rails mean a request on the wrong day waits for the next cycle. On-demand first payouts still need the day count and consistency gates. Plan cash flow in weeks, not days, and keep trading normally while the request queues.

How traders get caught

Payout rules hide behind headline splits. Minimum profit, winning-day counts, consistency caps, safety buffers, and KYC must all clear — fail one and the payout button stays hidden with no explanation.

How to stay safe

Track winning days, best-day %, buffer distance, and KYC status in one checklist before requesting. Keep trading normally while the request queues.

The Formula

How it is calculated

First Payout Date = Funded Start + Active Days Required + Processing Window

Real Dollar Example

On a $100K funded account you make $3,000 in week one but log only 2 active days of the required 4. You trade two more active days in week two, request $3,000, and receive it 3 business days later — 17 calendar days after funding despite being profitable on day three.

Common Traps & Mistakes

1

Requesting on day two and assuming denial means a rule breach — the day count simply is not met.

2

Going flat for two weeks waiting for payout and tripping inactivity instead.

3

Counting hold-only days toward active-day minimums.

Firms using this rule

Goat Funded Trader Active funded days + bi-weekly pApex Trader Funding Qualifying days + payout ladder Topstep Winning-day thresholds before XF
Compare firms →

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