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Account Rules • Visual Master Guide

Restricted Countries & KYC

Residency, ID match, and payout-name match decide eligibility before any profit matters.

Firms block purchases from sanctioned and restricted jurisdictions, and US access varies by platform — MT5 rails commonly exclude US persons while futures rails serve them. KYC runs after passing: government ID, selfie, proof of address, and sometimes video must match the purchase name and country. Payouts release only to the verified name; third-party wallets and mismatched addresses bounce. VPN purchases from blocked regions are void on discovery. Verify eligibility and ID spelling before paying the fee.

5 min • Interactive Live visual Test in Simulator
Verified vs official FAQ & Terms

Applies to 3 firms • Account Rules • PURCHASE + PAYOUT

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Deep Dive

Why this rule exists

Firms block purchases from sanctioned and restricted jurisdictions, and US access varies by platform — MT5 rails commonly exclude US persons while futures rails serve them. KYC runs after passing: government ID, selfie, proof of address, and sometimes video must match the purchase name and country. Payouts release only to the verified name; third-party wallets and mismatched addresses bounce. VPN purchases from blocked regions are void on discovery. Verify eligibility and ID spelling before paying the fee.

How traders get caught

This rule is often buried in FAQ or enforced only at payout review — not on the pricing page. Check the exact firm wording before assuming the headline covers your case.

How to stay safe

Verify the firm terms excerpt, keep evidence logs of your setup, and test edge cases in the simulator before sizing up.

The Formula

How it is calculated

Eligible = If (Country Allowed AND ID Matches Purchase AND Payout Name Matches KYC) → Pass

Real Dollar Example

On a $100K challenge bought for $499 from an allowed country, you pass both phases and submit KYC with a different surname spelling plus a third-party crypto wallet. The $3,000 payout bounces for name mismatch; correcting to the verified name releases $3,000 minus split 5 days later. A purchase from a restricted country would void the $499 entirely.

Common Traps & Mistakes

1

Buying via VPN from a restricted country and passing — still void at KYC.

2

Registering under a nickname that never matches government ID.

3

Requesting payout to a partner wallet to save fees — automatic bounce.

Firms using this rule

Goat Funded Trader Restricted list + post-pass KYC FTMO US MT5 restriction with regionalTopstep US-compliant futures onboarding
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