Rollover, Spreads & Swaps
The 21:00–22:00 UTC rollover hour widens spreads 5–10x — stops fill late and equity trips floors.
Liquidity drops when the New York close rolls into the new server day. Spreads on EURUSD can jump from 0.2 to 2+ pips and exotics far worse. Stop orders fill at the widened ask or bid, and equity momentarily prints through the daily floor. Swaps debit or credit overnight per lot and count toward equity. Triple swaps hit midweek. Flatten or halve size into rollover, widen mental stops, and never place market entries in the last five minutes before the hour.
Applies to 3 firms • Execution Rules • Evaluation + Funded
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Why this rule exists
Liquidity drops when the New York close rolls into the new server day. Spreads on EURUSD can jump from 0.2 to 2+ pips and exotics far worse. Stop orders fill at the widened ask or bid, and equity momentarily prints through the daily floor. Swaps debit or credit overnight per lot and count toward equity. Triple swaps hit midweek. Flatten or halve size into rollover, widen mental stops, and never place market entries in the last five minutes before the hour.
How traders get caught
This rule is often buried in FAQ or enforced only on funded accounts — not on the pricing page. Marketing says "allowed", FAQ says "2-min buffer" around red-folder news. Our engine flags it as Easy-to-Miss.
How to stay safe
Check the Source Inspector for the exact FAQ excerpt, flatten or halve size into the ±2-min window, and cancel pending stop orders before red-folder releases.
The Formula
How it is calculated
Real Dollar Example
On a $100K account $400 above the daily floor, you hold 5 lots EURUSD into 21:05 UTC. Spread widens 1.8 pips ($90 per lot = $450 total) and equity prints $50 below the floor for one tick — breach. Exiting at 20:50 would have cost $50 in spread and kept $350 of buffer.
Common Traps & Mistakes
Holding full size through 21:00 UTC with less than $500 of daily buffer.
Forgetting triple Wednesday swaps that push equity under the floor overnight.
Placing stop entries right at rollover that trigger on spread, not price.
Firms using this rule
Related guides
Keep learning this cluster
Daily Drawdown Limit
The maximum loss your account can incur in a single 24-hour cycle before automatic breach.
Instruments & Trading Hours
Not every symbol trades all day — restricted exotics, equities windows, and futures sessions gate entries.
Weekend & Overnight Holding
Whether you must flat before Friday close and if you can hold through rollover.
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