Refunds & Chargeback Policy
Fees refund only on narrow paths — first payout or early window — and chargebacks burn the account.
Refundable-fee models return the original challenge fee after the first approved funded payout, not after passing evaluation. Non-refundable promos and add-ons never return. Cooling-off windows of a few days may allow untouched-account refunds minus processing. Chargebacks reverse the fee through the bank but trigger instant account termination and a blacklist across the brand. One reported case involved a promo-code refund dispute where a CANADA50-discounted fee was denied refund as promo-excluded. Read the refund clause before paying, not after failing.
Applies to 3 firms • Commercial & Legal • PURCHASE + PAYOUT
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Why this rule exists
Refundable-fee models return the original challenge fee after the first approved funded payout, not after passing evaluation. Non-refundable promos and add-ons never return. Cooling-off windows of a few days may allow untouched-account refunds minus processing. Chargebacks reverse the fee through the bank but trigger instant account termination and a blacklist across the brand. One reported case involved a promo-code refund dispute where a CANADA50-discounted fee was denied refund as promo-excluded. Read the refund clause before paying, not after failing.
How traders get caught
Payout rules hide behind headline splits. Minimum profit, winning-day counts, consistency caps, safety buffers, and KYC must all clear — fail one and the payout button stays hidden with no explanation.
How to stay safe
Track winning days, best-day %, buffer distance, and KYC status in one checklist before requesting. Keep trading normally while the request queues.
The Formula
How it is calculated
Real Dollar Example
On a $100K challenge paid $499 with a CANADA50-style promo, you pass and earn a $1,000 first payout — the $499 base returns with the split because the tier was refundable. Fail evaluation and dispute via chargeback instead: the $499 reverses but all accounts terminate and future purchases are blocked. Net lesson: $499 at risk until payout.
Common Traps & Mistakes
Assuming passing evaluation triggers the refund — only the first funded payout does.
Filing a chargeback while holding other funded accounts — all terminate together.
Expecting promo-discounted or add-on fees to refund like base fees.
Firms using this rule
Related guides
Keep learning this cluster
All-In Cost Per $100K
True cost is fee plus resets, activation, data, and add-ons minus refunds — not the sticker price.
First Payout Timeline
First payout unlocks after active funded days plus a processing window — not the day you turn profitable.
Complaints & Appeal Process
Denied payouts have a paper-trail appeal — evidence quality decides, not anger.
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