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Commercial & Legal • Visual Master Guide

Refunds & Chargeback Policy

Fees refund only on narrow paths — first payout or early window — and chargebacks burn the account.

Refundable-fee models return the original challenge fee after the first approved funded payout, not after passing evaluation. Non-refundable promos and add-ons never return. Cooling-off windows of a few days may allow untouched-account refunds minus processing. Chargebacks reverse the fee through the bank but trigger instant account termination and a blacklist across the brand. One reported case involved a promo-code refund dispute where a CANADA50-discounted fee was denied refund as promo-excluded. Read the refund clause before paying, not after failing.

5 min • Interactive Live visual Test in Simulator
Verified vs official FAQ & Terms

Applies to 3 firms • Commercial & Legal • PURCHASE + PAYOUT

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Deep Dive

Why this rule exists

Refundable-fee models return the original challenge fee after the first approved funded payout, not after passing evaluation. Non-refundable promos and add-ons never return. Cooling-off windows of a few days may allow untouched-account refunds minus processing. Chargebacks reverse the fee through the bank but trigger instant account termination and a blacklist across the brand. One reported case involved a promo-code refund dispute where a CANADA50-discounted fee was denied refund as promo-excluded. Read the refund clause before paying, not after failing.

How traders get caught

Payout rules hide behind headline splits. Minimum profit, winning-day counts, consistency caps, safety buffers, and KYC must all clear — fail one and the payout button stays hidden with no explanation.

How to stay safe

Track winning days, best-day %, buffer distance, and KYC status in one checklist before requesting. Keep trading normally while the request queues.

The Formula

How it is calculated

Refundable = If (First Payout Approved AND Fee Marked Refundable AND No Chargeback) → Original Fee Back

Real Dollar Example

On a $100K challenge paid $499 with a CANADA50-style promo, you pass and earn a $1,000 first payout — the $499 base returns with the split because the tier was refundable. Fail evaluation and dispute via chargeback instead: the $499 reverses but all accounts terminate and future purchases are blocked. Net lesson: $499 at risk until payout.

Common Traps & Mistakes

1

Assuming passing evaluation triggers the refund — only the first funded payout does.

2

Filing a chargeback while holding other funded accounts — all terminate together.

3

Expecting promo-discounted or add-on fees to refund like base fees.

Firms using this rule

Goat Funded Trader Refundable base fee on first payFTMO 170% combined refund precedent oFunding Pips Refund-tied promos with exclusio
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