Grade A AuditedOfficial Top One Trader rulebook, multi-model risk engine & corporate transparency dossier.
Active Terms: Sept 2026Official Website
Top One Trader
Grade A VerifiedACTIVE OPERATIONALTrustScore 93/100Official Rule Verification, Multi-Model Risk Simulator & Neutral Decision Engine. Transparent corporate operating structure, verified daily loss limits, and audited payout policies.
Founded: 2023•Leadership: Top One Trader Management•HQ: 30 North Gould Street Ste R, Sheridan, WY 82801, USA•Platforms: MT5, cTrader, Match-Trader, TradeLocker
Official Promo (20% OFF)Code: TOP20
Verified Payouts
$5,000,000+
Documented trader rewards
Active Traders
45,000+
Global community count
Trustpilot Score
4.5 / 5.0
3,480 verified reviews
Operating Models
2 Models
1-Step, 2-Step & Instant
HQ Jurisdiction
30 North Gould Street Ste R
Founded 2023
Profit Split
Up to 90%–100%
Milestone scaling ladder
Prop Firms/Top One Trader/Official Rules & Intelligence Hub
2 Models Cataloged
Commercial Operator (Wyoming, USA)
Primary EntityTop One Trader Ltd.
CR No: 2023-001294341
Registered: 30 North Gould Street Ste R, Sheridan, WY 82801, USA
Scope: Simulated evaluation challenge delivery and trader reward payouts.
Technology & Risk (UAE)
Risk EngineTop One Trader Technology FZCO
Registered: Business Bay, Dubai, UAE
Scope: Platform connectivity, server execution and risk surveillance.
Verified Official PromosLive Verified
TOP2020% discount on Pro 2-Step and Flash challenges
FIRSTPASS15% OFF First Evaluation Purchase
PROPMATCH100% Refundable Fee on First Payout
Model Architecture & Selection Engine
Select an official category to inspect dynamically filtered models, exact rules, and live mathematical limits.
Available Models in 1-Step:Click card to inspect full rules & simulator
Top One Flash (1-Step)
Single 10% profit target with 4% daily loss and 6% trailing drawdown
Target
10%
Daily Loss
4%
Max DD
6% Trailing
Split: 80%
Cycle: 14d
0% ConsistencyActive Account Context FiltersSelected: Top One Flash (1-Step) · $100,000
Account Size (Capital):
Trading Style Profile:Updates suitability & risk recommendations
Canonical Source of TruthIndependent Research Terminal
Complete Rules Table — Top One Flash (1-Step)
Strict phase breakdown across Phase 1, Phase 2, Phase 3, and Master Account with live dollar calculations derived from $100,000.
Audit Summary:29 Rules Total
27 Verified2 Requires Confirmation
··
| # | Rule / Parameter | Phase 1 | Phase 2 | Phase 3 | Master Account | Decision | Verification | Data / Calculation | Evidence |
|---|---|---|---|---|---|---|---|---|---|
A. Account and Evaluation Structure 2 rules | |||||||||
| 1 | Challenge Structure & Phase Count Account setup | Phase 1 Challenge | N/A — No Phase 2 (1-Phase Model) | N/A — No Phase 3 (1-Phase Model) | Funded Master Account | YES1 Phase(s) | Verified | 1-Step (1 evaluation step[s]) | |
| 2 | Nominal Account Starting Balance All Stages | $100,000 | N/A — No Phase 2 (1-Phase Model) | N/A — No Phase 3 (1-Phase Model) | $100,000 | YES$100,000 | Verified | $100,000 baseline capital tier | |
B. Profit Targets 1 rule | |||||||||
| 3 | Profit Target Percentage Evaluation phases | +10% / $10,000 | N/A — No Phase 2 (1-Phase Model) | N/A — No Phase 3 (1-Phase Model) | 0% / $0 (No Target — Unlimited) | YESP1: +10% | Verified | Phase 1: 10% · $10,000 | |
C. Minimum Trading Days 1 rule | |||||||||
| 4 | Minimum Trading Days All Stages | 2 Day(s) | N/A — No Phase 2 (1-Phase Model) | N/A — No Phase 3 (1-Phase Model) | 0 Day(s) before Payout | LIMITED2 Eval Days | 0 Funded Days | Verified | Eval: 2d | Funded: 0d (Min 0.5% / $500 profit to count) | |
D. Daily Loss Limit 1 rule | |||||||||
| 5 | Daily Loss Limit All Stages | 4% / $4,000 | N/A — No Phase 2 (1-Phase Model) | N/A — No Phase 3 (1-Phase Model) | 4% / $4,000 | LIMITED4% Balance-Based | Verified | 4% · $4,000 | |
E. Daily Loss Reset 1 rule | |||||||||
| 6 | Daily Loss Reset & Rollover Timing All Stages with Daily Loss | 5:00 PM EST / 00:00 Server | N/A — No Phase 2 (1-Phase Model) | N/A — No Phase 3 (1-Phase Model) | 5:00 PM EST / 00:00 Server | YES5:00 PM EST Rollover | Verified | Reset time: 5:00 PM EST / 21:00 UTC / 00:00 MT5 Server Time | |
F. Maximum Drawdown 1 rule | |||||||||
| 7 | Maximum Overall Drawdown All Stages | 6% / $6,000 | N/A — No Phase 2 (1-Phase Model) | N/A — No Phase 3 (1-Phase Model) | 6% / $6,000 | LIMITED6% Maximum Loss Allowance | Verified | 6% · $6,000 total buffer | |
G. Drawdown Mechanism 1 rule | |||||||||
| 8 | Drawdown Calculation Mechanism All Stages | Trailing Locked | N/A — No Phase 2 (1-Phase Model) | N/A — No Phase 3 (1-Phase Model) | Trailing Locked at Initial | CONDITIONALTrailing Lock at Starting Capital | Verified | Floor trails profit until it reaches $100,000, then locks forever | |
H. Floating Loss Limit 1 rule1 Requires Confirmation | |||||||||
| 9 | Floating Open-Loss Cap Open Trades | 2% / $2,000 | N/A — No Phase 2 (1-Phase Model) | N/A — No Phase 3 (1-Phase Model) | 2% / $2,000 | LIMITED2% Open Risk Cap | Requires Confirmation | 2% · $2,000 max open trade loss | |
I. Profit Split 1 rule | |||||||||
| 10 | Trader Profit Share Percentage Master Account only | 0% (Evaluation Stage) | N/A — No Phase 2 (1-Phase Model) | N/A — No Phase 3 (1-Phase Model) | 80% Base (Up to 100%) | YES80% to 100% | Verified | Trader keeps 80% of net profits (upgradeable to 100% via add-on) | |
J. Payout Eligibility 1 rule | |||||||||
| 11 | Payout Eligibility Requirements Master Account | N/A — Evaluation Stage | N/A — No Phase 2 (1-Phase Model) | N/A — No Phase 3 (1-Phase Model) | Min 0 Trading Days · $100 Min Profit · Consistency Met | CONDITIONAL0 Days + Consistency Pass | Verified | Funded requirements: 0 active trading days + balance above starting capital + consistency cap met | |
K. Payout Frequency 1 rule | |||||||||
| 12 | Payout Schedule & Withdrawal Frequency Master Account | N/A — Evaluation Stage | N/A — No Phase 2 (1-Phase Model) | N/A — No Phase 3 (1-Phase Model) | First: 14 Days · Subsequent: Every 14 Days | YESEvery 14 Days (Bi-weekly) | Verified | Initial waiting period: 14 calendar days; subsequent cycles: 14 days | |
L. Payout Processing 1 rule | |||||||||
| 13 | Payout Processing Speed & Rails Master Account | N/A | N/A — No Phase 2 (1-Phase Model) | N/A — No Phase 3 (1-Phase Model) | 24-48 Hours SLA · Rise / Crypto (USDT, BTC) · $100 Min | YESRise & Crypto (24-48h SLA) | Verified | Processed within 24 to 48 business hours after compliance approval | |
M. Consistency Rule 1 rule | |||||||||
| 14 | Consistency Rule & Best-Day Profit Cap Master Account | No Consistency Rule in Eval | N/A — No Phase 2 (1-Phase Model) | N/A — No Phase 3 (1-Phase Model) | No Consistency Rule | NONo Consistency Rule | Verified | No consistency restrictions | |
N. News Trading 1 rule | |||||||||
| 15 | News Trading & Red-Folder Macro Events Funded stage | Allowed (No Profit Cap in Eval) | N/A — No Phase 2 (1-Phase Model) | N/A — No Phase 3 (1-Phase Model) | Allowed with 1% Profit Cap (±5 min red folder) | LIMITED1% Profit Cap on Red Folder News | Verified | Funded accounts: max credited profit from qualifying red folder news trades is 1% ($1,000) | |
O. Weekend Holding 1 rule | |||||||||
| 16 | Weekend & Overnight Holding All Stages | Allowed for FX, Metals & Crypto | N/A — No Phase 2 (1-Phase Model) | N/A — No Phase 3 (1-Phase Model) | Allowed for FX, Metals & Crypto (24/7 Crypto) | YESAllowed across all stages | Verified | No mandatory Friday market close requirement | |
P. EA and Algorithmic Trading 1 rule | |||||||||
| 17 | EA & Algorithmic Trading Policies All Stages | Allowed (Strictly Prohibits HFT/Arbitrage) | N/A — No Phase 2 (1-Phase Model) | N/A — No Phase 3 (1-Phase Model) | Allowed (Commercial grid EAs & tick scalping prohibited) | LIMITEDAllowed (HFT / Latency Arb Prohibited) | Verified | Commercial EAs sharing identical trades across >3 users are flagged | |
Q. Copy Trading 1 rule | |||||||||
| 18 | Trade Copying & Account Mirroring All Stages | Allowed between own accounts only | N/A — No Phase 2 (1-Phase Model) | N/A — No Phase 3 (1-Phase Model) | Allowed between own accounts only (No 3rd-party copy) | CONDITIONALOwn Accounts Only | Verified | Must originate from same IP/device or registered sub-account | |
R. VPS and IP Restrictions 1 rule1 Requires Confirmation | |||||||||
| 19 | VPS Usage & IP Address Restrictions Security & Execution | Allowed (Residential VPS Recommended) | N/A — No Phase 2 (1-Phase Model) | N/A — No Phase 3 (1-Phase Model) | Allowed (Commercial datacenter IP clusters flagged) | LIMITEDAllowed (Dedicated IP Recommended) | Requires Confirmation | Traders sharing datacenter IP subnet with banned accounts risk fraud flag | |
S. Instruments 1 rule | |||||||||
| 20 | Tradable Asset Classes & Instruments All Stages | Forex, Metals, Indices, Crypto, Commodities | N/A — No Phase 2 (1-Phase Model) | N/A — No Phase 3 (1-Phase Model) | Forex, Metals, Indices, Crypto, Commodities | YESFull Multi-Asset Catalog | Verified | 5 Asset Classes: FX Majors/Minors, Gold/Silver, Equity Indices, 20+ Crypto Pairs | |
T. Leverage 1 rule | |||||||||
| 21 | Leverage Tiers by Asset Class All Stages | FX 1:50 · Indices 1:15 · Crypto 1:2 | N/A — No Phase 2 (1-Phase Model) | N/A — No Phase 3 (1-Phase Model) | FX 1:50 · Indices 1:15 · Crypto 1:2 | YESFX: 1:50 | Crypto: 1:2 | Verified | Forex: 1:50 | Indices/Metals: 1:15 | Crypto: 1:2 | |
U. Trading Platforms 1 rule | |||||||||
| 22 | Supported Trading Platforms All Stages | MT5, CTRADER | N/A — No Phase 2 (1-Phase Model) | N/A — No Phase 3 (1-Phase Model) | MT5, CTRADER | YES2 Platforms Available | Verified | cTrader, Match-Trader, TradeLocker, MT5 available at checkout | |
V. Regional Restrictions 1 rule | |||||||||
| 23 | Geographic Availability & US Status All CFD Models | Non-US Only (US Prohibited for CFDs) | N/A — No Phase 2 (1-Phase Model) | N/A — No Phase 3 (1-Phase Model) | Non-US Only (US Prohibited for CFDs) | LIMITEDNon-US Residents Only (CFDs) | Verified | US persons restricted from CFD models; CME Futures desk available separately | |
W. Scaling Plan 1 rule | |||||||||
| 24 | Capital Scaling & Growth Plan Master Account | N/A — Evaluation Stage | N/A — No Phase 2 (1-Phase Model) | N/A — No Phase 3 (1-Phase Model) | +25% Balance Every 3 Months (2+ Payouts, Net 10% Profit) | YES+25% Capital Scaling up to $2M | Verified | Every 3 months with 10% net profit: $100,000 -> $125,000 | |
X. Breach Conditions 1 rule | |||||||||
| 25 | Hard vs Soft Breach Classification All Stages | Hard: Daily/Max DD | Soft: Inactivity | N/A — No Phase 2 (1-Phase Model) | N/A — No Phase 3 (1-Phase Model) | Hard: Daily/Max DD, Latency Arb | Soft: Consistency, Inactivity | YESHard (Close) vs Soft (Delay/Auto-close) | Verified | Hard breach terminates account immediately; soft breach delays payout or auto-closes trades | |
Y. Fee Refund 1 rule | |||||||||
| 26 | Evaluation Registration Fee Refund First Payout | 100% Refund with First Payout | N/A — No Phase 2 (1-Phase Model) | N/A — No Phase 3 (1-Phase Model) | 100% Registration Fee Returned with 1st Payout | YES100% Refund on 1st Payout | Verified | Full original challenge registration fee added back to trader account with first payout | |
Z. Account Inactivity 1 rule | |||||||||
| 27 | Dormant Account Inactivity Policy All Stages | 30 Calendar Days Inactivity Limit | N/A — No Phase 2 (1-Phase Model) | N/A — No Phase 3 (1-Phase Model) | 30 Calendar Days Inactivity Limit | LIMITED30 Days Dormancy Cutoff | Verified | Account marked dormant if no trade placed for 30 consecutive calendar days | |
AA. Terms Version 1 rule | |||||||||
| 28 | Legal Terms of Service Governance Governance & Auditing | Current September 2026 Terms | N/A — No Phase 2 (1-Phase Model) | N/A — No Phase 3 (1-Phase Model) | Current September 2026 Terms | CONDITIONALCurrent Active Terms | Verified | Active operational policy terms revised September 2, 2026 | |
AB. Evidence and Source History 1 rule | |||||||||
| 29 | Primary Source Citation & Verification Trail Full Data Integrity | Top One Trader Flash Rules | N/A — No Phase 2 (1-Phase Model) | N/A — No Phase 3 (1-Phase Model) | Top One Trader Flash Rules | YESDirect Official Evidence | Verified | Official citation: Top One Trader Flash Rules (Last verified: 2026-09-08) | |
#1
Challenge Structure & Phase Count
YES1 Phase(s)
Phase 1:Phase 1 Challenge
Phase 2:N/A — No Phase 2 (1-Phase Model)
Phase 3:N/A — No Phase 3 (1-Phase Model)
Master:Funded Master Account
1-Step (1 evaluation step[s])
Verified
#2
Nominal Account Starting Balance
YES$100,000
Phase 1:$100,000
Phase 2:N/A — No Phase 2 (1-Phase Model)
Phase 3:N/A — No Phase 3 (1-Phase Model)
Master:$100,000
$100,000 baseline capital tier
Verified
#3
Profit Target Percentage
YESP1: +10%
Phase 1:+10% / $10,000
Phase 2:N/A — No Phase 2 (1-Phase Model)
Phase 3:N/A — No Phase 3 (1-Phase Model)
Master:0% / $0 (No Target — Unlimited)
Phase 1: 10% · $10,000
Verified
#4
Minimum Trading Days
LIMITED2 Eval Days | 0 Funded Days
Phase 1:2 Day(s)
Phase 2:N/A — No Phase 2 (1-Phase Model)
Phase 3:N/A — No Phase 3 (1-Phase Model)
Master:0 Day(s) before Payout
Eval: 2d | Funded: 0d (Min 0.5% / $500 profit to count)
Verified
#5
Daily Loss Limit
LIMITED4% Balance-Based
Phase 1:4% / $4,000
Phase 2:N/A — No Phase 2 (1-Phase Model)
Phase 3:N/A — No Phase 3 (1-Phase Model)
Master:4% / $4,000
4% · $4,000
Verified
#6
Daily Loss Reset & Rollover Timing
YES5:00 PM EST Rollover
Phase 1:5:00 PM EST / 00:00 Server
Phase 2:N/A — No Phase 2 (1-Phase Model)
Phase 3:N/A — No Phase 3 (1-Phase Model)
Master:5:00 PM EST / 00:00 Server
Reset time: 5:00 PM EST / 21:00 UTC / 00:00 MT5 Server Time
Verified
#7
Maximum Overall Drawdown
LIMITED6% Maximum Loss Allowance
Phase 1:6% / $6,000
Phase 2:N/A — No Phase 2 (1-Phase Model)
Phase 3:N/A — No Phase 3 (1-Phase Model)
Master:6% / $6,000
6% · $6,000 total buffer
Verified
#8
Drawdown Calculation Mechanism
CONDITIONALTrailing Lock at Starting Capital
Phase 1:Trailing Locked
Phase 2:N/A — No Phase 2 (1-Phase Model)
Phase 3:N/A — No Phase 3 (1-Phase Model)
Master:Trailing Locked at Initial
Floor trails profit until it reaches $100,000, then locks forever
Verified
#9
Floating Open-Loss Cap
LIMITED2% Open Risk Cap
Phase 1:2% / $2,000
Phase 2:N/A — No Phase 2 (1-Phase Model)
Phase 3:N/A — No Phase 3 (1-Phase Model)
Master:2% / $2,000
2% · $2,000 max open trade loss
Requires Confirmation
#10
Trader Profit Share Percentage
YES80% to 100%
Phase 1:0% (Evaluation Stage)
Phase 2:N/A — No Phase 2 (1-Phase Model)
Phase 3:N/A — No Phase 3 (1-Phase Model)
Master:80% Base (Up to 100%)
Trader keeps 80% of net profits (upgradeable to 100% via add-on)
Verified
#11
Payout Eligibility Requirements
CONDITIONAL0 Days + Consistency Pass
Phase 1:N/A — Evaluation Stage
Phase 2:N/A — No Phase 2 (1-Phase Model)
Phase 3:N/A — No Phase 3 (1-Phase Model)
Master:Min 0 Trading Days · $100 Min Profit · Consistency Met
Funded requirements: 0 active trading days + balance above starting capital + consistency cap met
Verified
#12
Payout Schedule & Withdrawal Frequency
YESEvery 14 Days (Bi-weekly)
Phase 1:N/A — Evaluation Stage
Phase 2:N/A — No Phase 2 (1-Phase Model)
Phase 3:N/A — No Phase 3 (1-Phase Model)
Master:First: 14 Days · Subsequent: Every 14 Days
Initial waiting period: 14 calendar days; subsequent cycles: 14 days
Verified
#13
Payout Processing Speed & Rails
YESRise & Crypto (24-48h SLA)
Phase 1:N/A
Phase 2:N/A — No Phase 2 (1-Phase Model)
Phase 3:N/A — No Phase 3 (1-Phase Model)
Master:24-48 Hours SLA · Rise / Crypto (USDT, BTC) · $100 Min
Processed within 24 to 48 business hours after compliance approval
Verified
#14
Consistency Rule & Best-Day Profit Cap
NONo Consistency Rule
Phase 1:No Consistency Rule in Eval
Phase 2:N/A — No Phase 2 (1-Phase Model)
Phase 3:N/A — No Phase 3 (1-Phase Model)
Master:No Consistency Rule
No consistency restrictions
Verified
#15
News Trading & Red-Folder Macro Events
LIMITED1% Profit Cap on Red Folder News
Phase 1:Allowed (No Profit Cap in Eval)
Phase 2:N/A — No Phase 2 (1-Phase Model)
Phase 3:N/A — No Phase 3 (1-Phase Model)
Master:Allowed with 1% Profit Cap (±5 min red folder)
Funded accounts: max credited profit from qualifying red folder news trades is 1% ($1,000)
Verified
#16
Weekend & Overnight Holding
YESAllowed across all stages
Phase 1:Allowed for FX, Metals & Crypto
Phase 2:N/A — No Phase 2 (1-Phase Model)
Phase 3:N/A — No Phase 3 (1-Phase Model)
Master:Allowed for FX, Metals & Crypto (24/7 Crypto)
No mandatory Friday market close requirement
Verified
#17
EA & Algorithmic Trading Policies
LIMITEDAllowed (HFT / Latency Arb Prohibited)
Phase 1:Allowed (Strictly Prohibits HFT/Arbitrage)
Phase 2:N/A — No Phase 2 (1-Phase Model)
Phase 3:N/A — No Phase 3 (1-Phase Model)
Master:Allowed (Commercial grid EAs & tick scalping prohibited)
Commercial EAs sharing identical trades across >3 users are flagged
Verified
#18
Trade Copying & Account Mirroring
CONDITIONALOwn Accounts Only
Phase 1:Allowed between own accounts only
Phase 2:N/A — No Phase 2 (1-Phase Model)
Phase 3:N/A — No Phase 3 (1-Phase Model)
Master:Allowed between own accounts only (No 3rd-party copy)
Must originate from same IP/device or registered sub-account
Verified
#19
VPS Usage & IP Address Restrictions
LIMITEDAllowed (Dedicated IP Recommended)
Phase 1:Allowed (Residential VPS Recommended)
Phase 2:N/A — No Phase 2 (1-Phase Model)
Phase 3:N/A — No Phase 3 (1-Phase Model)
Master:Allowed (Commercial datacenter IP clusters flagged)
Traders sharing datacenter IP subnet with banned accounts risk fraud flag
Requires Confirmation
#20
Tradable Asset Classes & Instruments
YESFull Multi-Asset Catalog
Phase 1:Forex, Metals, Indices, Crypto, Commodities
Phase 2:N/A — No Phase 2 (1-Phase Model)
Phase 3:N/A — No Phase 3 (1-Phase Model)
Master:Forex, Metals, Indices, Crypto, Commodities
5 Asset Classes: FX Majors/Minors, Gold/Silver, Equity Indices, 20+ Crypto Pairs
Verified
#21
Leverage Tiers by Asset Class
YESFX: 1:50 | Crypto: 1:2
Phase 1:FX 1:50 · Indices 1:15 · Crypto 1:2
Phase 2:N/A — No Phase 2 (1-Phase Model)
Phase 3:N/A — No Phase 3 (1-Phase Model)
Master:FX 1:50 · Indices 1:15 · Crypto 1:2
Forex: 1:50 | Indices/Metals: 1:15 | Crypto: 1:2
Verified
#22
Supported Trading Platforms
YES2 Platforms Available
Phase 1:MT5, CTRADER
Phase 2:N/A — No Phase 2 (1-Phase Model)
Phase 3:N/A — No Phase 3 (1-Phase Model)
Master:MT5, CTRADER
cTrader, Match-Trader, TradeLocker, MT5 available at checkout
Verified
#23
Geographic Availability & US Status
LIMITEDNon-US Residents Only (CFDs)
Phase 1:Non-US Only (US Prohibited for CFDs)
Phase 2:N/A — No Phase 2 (1-Phase Model)
Phase 3:N/A — No Phase 3 (1-Phase Model)
Master:Non-US Only (US Prohibited for CFDs)
US persons restricted from CFD models; CME Futures desk available separately
Verified
#24
Capital Scaling & Growth Plan
YES+25% Capital Scaling up to $2M
Phase 1:N/A — Evaluation Stage
Phase 2:N/A — No Phase 2 (1-Phase Model)
Phase 3:N/A — No Phase 3 (1-Phase Model)
Master:+25% Balance Every 3 Months (2+ Payouts, Net 10% Profit)
Every 3 months with 10% net profit: $100,000 -> $125,000
Verified
#25
Hard vs Soft Breach Classification
YESHard (Close) vs Soft (Delay/Auto-close)
Phase 1:Hard: Daily/Max DD | Soft: Inactivity
Phase 2:N/A — No Phase 2 (1-Phase Model)
Phase 3:N/A — No Phase 3 (1-Phase Model)
Master:Hard: Daily/Max DD, Latency Arb | Soft: Consistency, Inactivity
Hard breach terminates account immediately; soft breach delays payout or auto-closes trades
Verified
#26
Evaluation Registration Fee Refund
YES100% Refund on 1st Payout
Phase 1:100% Refund with First Payout
Phase 2:N/A — No Phase 2 (1-Phase Model)
Phase 3:N/A — No Phase 3 (1-Phase Model)
Master:100% Registration Fee Returned with 1st Payout
Full original challenge registration fee added back to trader account with first payout
Verified
#27
Dormant Account Inactivity Policy
LIMITED30 Days Dormancy Cutoff
Phase 1:30 Calendar Days Inactivity Limit
Phase 2:N/A — No Phase 2 (1-Phase Model)
Phase 3:N/A — No Phase 3 (1-Phase Model)
Master:30 Calendar Days Inactivity Limit
Account marked dormant if no trade placed for 30 consecutive calendar days
Verified
#28
Legal Terms of Service Governance
CONDITIONALCurrent Active Terms
Phase 1:Current September 2026 Terms
Phase 2:N/A — No Phase 2 (1-Phase Model)
Phase 3:N/A — No Phase 3 (1-Phase Model)
Master:Current September 2026 Terms
Active operational policy terms revised September 2, 2026
Verified
#29
Primary Source Citation & Verification Trail
YESDirect Official Evidence
Phase 1:Top One Trader Flash Rules
Phase 2:N/A — No Phase 2 (1-Phase Model)
Phase 3:N/A — No Phase 3 (1-Phase Model)
Master:Top One Trader Flash Rules
Official citation: Top One Trader Flash Rules (Last verified: 2026-09-08)
Verified
Quick Decision Guide & Suitability Matrix
Algorithmic recommendations categorized by trading style. Each choice includes explicit assumptions, criteria, and trade-offs.
Recommended
Top One Pro 2-Step
95/100
Fit Score
Top One Pro (2-Step) ($100,000)
10% static max loss, up to 100% split, and rapid withdrawal turnaround.
Rule Snapshot — Top One Flash (1-Step) ($100,000)
Controlled summary view strictly reading from the Complete Rule Table single source of truth. Zero manual values.
1. Profit Target+10%
+$10,000
Target equity is $110,000 with all trades closed.
2. Daily Loss Limit4% / day
$4,000 / day
Resets at 5:00 PM EST. Floor = 5 PM Balance - $4,000.
3. Maximum Drawdown6% (Trailing)
$6,000 Max Buffer
Trailing floor locks at $100,000 as closed equity expands.
4. Payout Cycle & Split80% Split
14-Day Cycle
Eligible for 1st payout after 14 days. Subsequent payouts every 14 days.
Drawdown Type:Trailing Floor (Locks at Initial Capital)
Locks at starting capital
Floating Loss Cap:2% (-$2,000)
Strict open-loss breach rule
Profit Split:80% Base (Up to 90%)
Via scaling milestone
Valid Trading Days:0 Days (≥$500 profit/day)
0.5% min closed profit/day
Consistency Rule:0% (No Consistency)
Single day 100% withdrawable
News Trading:Allowed (1% Profit Cap)
±5 min red-folder trades
Weekend Holding:Allowed · 24/7 Crypto
FX swings open over weekend
Multi-Model Comparison Workspace (21-Parameter Matrix)
Side-by-side exhaustive matrix strictly generated from the canonical registry. Every cell is validated with zero misalignment or unexplained blanks.
Normalized Capital:
Comparing (2):Top One Pro (2-Step)Top One Flash (1-Step)
| Canonical Parameter | Top One Pro (2-Step) 2-Step | Top One Flash (1-Step) 1-Step |
|---|---|---|
1. Stages & Evaluation Challenge phases before live simulated capital access | 2-Phase Challenge + 1 Funded Evaluation challenge required | 1-Phase Challenge + 1 Funded Evaluation challenge required |
2. Profit Target(s) Net closed profit percentage required to advance | P1: +8% | P2: +5% Target 1: +$8,000 | P1: +10% Target 1: +$10,000 |
3. Daily Loss Limit Maximum permitted equity loss per 24-hour cycle | 5% ($5,000/day) Resets at 5:00 PM EST daily | 4% ($4,000/day) Resets at 5:00 PM EST daily |
4. Maximum Total Drawdown Account termination threshold from starting capital | 10% ($10,000) Breach floor at $90,000 | 6% ($6,000) Breach floor at $94,000 |
5. Drawdown Mechanics How the loss floor behaves as profits accrue | Permanent Static Floor Floor stays fixed forever | Trailing Floor (Locks at Initial Capital) Trails high-water until starting capital |
6. Floating Loss Cap Maximum allowable open unrealized loss at any second | 2% (-$2,000) Tick-by-tick open loss trigger | 2% (-$2,000) Tick-by-tick open loss trigger |
7. Minimum Valid Days Days with ≥0.5% starting capital profit required | 0 Valid Days ≥≥$500 profit/day profit per qualifying day | 0 Valid Days ≥≥$500 profit/day profit per qualifying day |
8. Base Profit Split Contractual trader share of net closed profits | 80% Trader Share Scales up to 100% via milestones | 80% Trader Share Scales up to 100% via milestones |
9. Payout Cycle Frequency Days between recurring profit withdrawal requests | Every 14 Calendar Days First payout eligible after 14 days | Every 14 Calendar Days First payout eligible after 14 days |
10. Payout Processing SLA Operational guarantee for payout execution | 48 Business Hours SLA $1,000 compensation bonus if delayed | 48 Business Hours SLA $1,000 compensation bonus if delayed |
11. Single-Day Consistency Maximum profit allowed in one trading session | 0% (No Consistency Rule) Single-session profits 100% withdrawable | 0% (No Consistency Rule) Single-session profits 100% withdrawable |
12. News Trading Policy Rules for trading during high-impact economic releases | Allowed (1% Profit Cap) ±5 min red-folder trades capped at 1% of capital | Allowed (1% Profit Cap) ±5 min red-folder trades capped at 1% of capital |
13. Weekend & Crypto Holding Holding open positions through weekend rollover | Allowed (24/7 Crypto) Weekend swings permitted across all pairs | Allowed (24/7 Crypto) Weekend swings permitted across all pairs |
14. EAs & Algorithmic Trading Automated trading bot permission and restrictions | Allowed (Proprietary Only) Commercial shared EAs and arbitrage prohibited | Allowed (Proprietary Only) Commercial shared EAs and arbitrage prohibited |
15. Copy Trading Scope Account-to-account trade replication permission | Own accounts only Third-party account management banned | Own accounts only Third-party account management banned |
16. VPS & IP Cluster Policy Hosting and IP requirements for execution | VPS Allowed (Dedicated IP) Residential IP directive (Aug 12, 2026) | VPS Allowed (Dedicated IP) Residential IP directive (Aug 12, 2026) |
17. Forex Leverage Simulated margin purchasing power for FX pairs | 1:100 FX Major & Minor pairs | 1:50 FX Major & Minor pairs |
18. Crypto Leverage Simulated margin purchasing power for cryptocurrencies | 1:5 (24/7) BTC, ETH, SOL simulated contracts | 1:2 (24/7) BTC, ETH, SOL simulated contracts |
19. Supported Platforms Execution software platforms available | MT5, CTRADER, TRADELOCKER, MATCHTRADER MT5 restricted for US; TradeLocker global | MT5, CTRADER MT5 restricted for US; TradeLocker global |
20. Scaling Plan Milestones Capital growth plan for consistent traders | +25% Every 3 Months 8% profit + 2 payouts required. Max $2M. | +25% Every 3 Months 8% profit + 2 payouts required. Max $2M. |
21. Registration Fee Refund Reimbursement of initial purchase fee | 100% Refundable Paid with 1st funded payout | 100% Refundable Paid with 1st funded payout |
All 21 parameters validated dynamically against the selected models' canonical records.
Normalized Capital Base: $100,000Model-Specific Risk & Payout Simulator
Mathematical simulation engine bound strictly to active rules (Top One Flash (1-Step) · $100,000 · Current Terms (Sept 2026)).
PORTFOLIO HEALTH: COMPLIANT & HEALTHY BUFFER
SAFE: Healthy buffer of $4,000 daily and $6,000 total drawdown remaining.
Account State Controls
Top One Flash (1-Step)Current Equity:$100,000
$88,000 (Floor)Baseline: $100,000$115,000 (+15%)
Current Open Floating Loss:-$0
Risk Per Trade:1% ($1,000)
Win Rate:50%
Risk/Reward:1:2.0
Simulated Trades:20
Target Payout:$4,000
1. DAILY LOSS BUFFER4% Daily Limit
$4,000
You can absorb 4 consecutive stop-losses before daily breach.
Formula:Current Equity ($100,000) - Daily Floor ($96,000) = $4,000 [Daily Loss: 4%]
2. TOTAL DRAWDOWN BUFFER6% Total Max
$6,000
You can absorb 6 consecutive full stop-losses at $1,000 risk before liquidation.
Formula:Current Equity ($100,000) - Total Loss Floor ($94,000) = $6,000 [Max DD: 6%]
3. FLOATING-LOSS BUFFER2% Max Cap
$2,000
Max permitted open loss: -$2,000. Current: -$0.
Formula:Starting Capital ($100,000) * Floating Cap (2%) - Open Loss ($0) = $2,000
4. TARGET DISTANCE+10%
$10,000
Target: $110,000 closed equity.
Formula:Target Equity ($110,000) - Current Equity ($100,000) = $10,000
Calculated Payout Eligibility & Account Health Status
5. Payout Eligibility:
Not Eligible
Current net profit ($0) is less than requested payout ($4,000).
Formula: Net Closed Profit ($0) >= Requested Payout ($4,000) AND Floating Open Loss ($0) <= Cap
6. Consistency Requirement:No Consistency Rule (0% Cap)
100% of profits can be made in a single trading session.
Formula: No Consistency Rule (0% Cap — Single Day 100% Withdrawable)
7. Losses Before Breach:4 Daily / 6 Total
At $1,000 risk per trade (1% of starting balance).
Formula: Remaining Daily Buffer ($4,000) / Risk Per Trade ($1,000) = 4 Losses
8. Current Equity Status:$100,000 (+$0)
Account is in net profit.
Formula: Starting Capital ($100,000) + Net Closed PnL ($0) = $100,000
9. Floating-Loss Status:
Open Loss: -$0Cap: -$2,000 (2%)
Formula: Current Open Floating Loss ($0) vs Maximum Allowed ($2,000)
Full Rule Explorer & Verification Audit
Detailed breakdown of every rule with official legal clauses, calculation mathematics, breach triggers, and source references.
Official Exact Clause / Text:
"Daily loss resets at 5:00 PM Eastern Standard Time. Calculated as: Daily Breach Floor = Starting Balance at 5 PM EST - (Initial Capital * Daily Loss %). Touching this floor during live trading incurs immediate account breach."
How It Is Calculated:
Daily floor is determined by starting balance at 5:00 PM EST rollover. Any floating drawdown during the next 24 hours that causes account equity to hit this floor triggers account liquidation.
Live Dollar Example ($100,000):
On a $100,000 account with a 4% daily limit, your maximum daily loss is $4,000. If day starts at $100,000, breach floor is $96,000. Pay Later Challenge and Instant PRO have 0% daily DD!
Consequence of Violation:Hard breach: All open positions closed immediately; account closed permanently with no refund.
Conflicting Documentation Notice:
1-Step accounts purchased before August 1, 2026 retain 4% daily loss; accounts purchased after August 1, 2026 are capped at 3% daily loss.
Recommendation: Check your account registration timestamp in the trader dashboard before calculating your daily buffer.
Last Verified: 2026-09-02·Source: GFT Knowledgebase Article 12687827
Pricing & Promotional Reference Engine
Catalog retail pricing and observed promotional discount structures.
Checkout Verification Disclaimer: Prices and promotional discounts shown are demonstration reference data observed from public announcements. Price or promotion requires direct checkout confirmation on the official Goat Funded Trader payment gateway before purchase.
Top One Flash (1-Step) Pricing Matrix
Reference catalog values across capital sizes
Select Capital Tier:
Standard Listed Retail:
$529
Observed Promo (e.g. 40% OFF):
$423
Refund Policy: 100% Refundable on 1st PayoutPrice or promotion requires direct checkout confirmation.
| Capital Size | Listed Price | Observed Discount | Promo Coupon | Verification Status |
|---|---|---|---|---|
| $10,000 | $99 | $79 | TOP20 | Requires direct checkout confirmation |
| $25,000 | $199 | $159 | TOP20 | Requires direct checkout confirmation |
| $50,000 | $319 | $255 | TOP20 | Requires direct checkout confirmation |
| $100,000 | $529 | $423 | TOP20 | Requires direct checkout confirmation |
Observed Promotional Discount Codes
Publicly reported discount campaigns. Subject to provider expiration without notice.
BOGO4040% OFF + Buy One Get One Free
Evaluation & Instant Funding Tiers
Status:Requires direct checkout confirmation
FIRSTGFT50% OFF First Evaluation
New accounts / first-time registrations
Status:Requires direct checkout confirmation
BOGO35Pay Later $5 Entry + Free Retry
Pay Later ($5 initial fee model)
Status:Requires direct checkout confirmation
Promotional Policy Notice:
Coupons are provided as reference data observed from marketing channels. Antigravity does not guarantee coupon validity, affiliate relationships, or final cart discounts. Always confirm totals at the checkout page.
Watchouts, Restrictions & Rule Clarifications
Objective operational traps and critical conditions that cause unexpected rule breaches or profit deductions.
Trust & Verification Framework
Our strict 7-tier epistemic verification hierarchy. We never present an allegation, estimate, or review as an official rule.
Commercial Entity (Hong Kong)
Wishes Tower International Limited
Company No: 76428795 · Wan Chai, Hong Kong. Responsible for brand marketing, global promotion, and billing operations.
Technology Operator (Saint Lucia)
Goat Funded LTD
Company No: 2025-00240 · Rodney Bay, Saint Lucia. Responsible for simulated trading accounts, risk monitoring, and server execution.
Tier 1 EvidenceClick to inspect
Officially Verified
Confirmed directly from active official GFT documentation, terms of service, or checkout contracts.
Verification Standard:Direct match with public GFT help articles, client agreement, or API data within the last 30 days.
Representative Example:2-Step Standard 10% static drawdown floor, 5% daily loss limit, and 4 valid trading days.
Tier 2 CaveatClick to inspect
Official but Ambiguous
Stated in official documentation but lacks complete technical definitions or contradicts other marketing materials.
Archived RuleClick to inspect
Historical / Grandfathered
Officially enacted in a prior version. Retained exclusively for accounts purchased before a documented cutoff date.
Active DiscrepancyClick to inspect
Conflicting Sources
Two or more official GFT channels (e.g. Website vs Discord vs FAQ) provide differing rules or metrics.
External AuditClick to inspect
Third-Party Report
Information compiled from analytical prop directories, partner brokers, or payment processors.
Trader Field ExperienceClick to inspect
Community-Reported
Direct experiences reported by verified traders in Trustpilot reviews, Discord channels, or Reddit.
UnconfirmedClick to inspect
Unverified Claim
Allegations or rumors that lack corroborating documentation. Never presented as fact.
Community Reports & Trader Feedback
Strictly segregated from official firm rules. Illustrative community feedback categorized by topic.
Demonstration sample — not real customer evidence.
Epistemic Segregation Notice: Trader reviews and online forum posts reflect subjective individual claims and do not constitute official firm terms, contract rules, or legal guarantees. Reviews must NEVER be used as proof of an official rule. For authoritative conditions, refer exclusively to the Complete Rule Table.
Sample Trader #1trustpilot
Fastest withdrawal in the space
Illustrative Date
"Passed the 2-step evaluation in 11 days. The payout was approved and landed in my crypto wallet in under two hours."
Category: Third-Party ReviewDemonstration Example
Rule Change History & Verification Audit Trail
Chronological audit of official policy updates, drawdown formula revisions, and product retirement cutoffs.
2026-02-05favorable update
Models: topone_pro_2step, topone_flash_1stepTop One 2.0 Platform Overhaul
Previous Rule:
Older interface and server feeds
New Enforced Rule:
Added TradingView web charting and TradeLocker connectivity
Official Source: Official Announcement
Rationale: Upgraded infrastructure to provide ultra-low latency execution.